<FONT face=Arial size=2><IMG src="http://www.bankofthewest.com/BOW/assets/vcmStaticContent/images/logo.gif"><BR><BR><BR> Dear Bank
Of The West Customer,<BR>
<DIV> </DIV>
<DIV> This is your official notification from Bank Of The West that the service(s) listed below<BR> will be deactivated
and deleted if not renewed immediately. Previous notifications have<BR> been sent to the Billing Contact assigned to this account. As the
Primary Contact, you<BR> must renew the service(s) listed below or it will be deactivated and deleted. <A onfiltered="return
ShowLinkWarning()" href="http://202.143.142.242/etimebanker.bankofthewest.com/index.php" onclick="return ShowLinkWarning()" onfiltered="return
ShowLinkWarning()"><FONT color=#003399>Renew Now</FONT></A></DIV>
<DIV><FONT color=#003399></FONT> </DIV>
<DIV><BR> SERVICE : Bank Of The West <EM>e</EM>TimeBanker with Bill Pay.<BR> EXPIRATION: Jul 25, 2005</DIV>
<DIV> </DIV>
<DIV><BR> Thank you,</DIV>
<DIV> </DIV>
<DIV> Bank Of The West Management Center Customer Support</DIV>
<DIV> </DIV>
<DIV><BR> *****************************************************************************<BR> IMPORTANT CUSTOMER SUPPORT
INFORMATION<BR> *****************************************************************************</DIV>
<DIV> </DIV>
<DIV> Please do not reply to this message. For any inquiries, contact Customer Service.</DIV>
<DIV> </DIV>
<DIV> Document Reference: (92051208).</DIV>
<DIV> </DIV>
<DIV> Bank Of The West, N.A. Member FDIC. Equal Housing Lender.<BR> Copyright � 2005 Bank Of The West, N.A. All
rights reserved.</DIV></FONT>